Patrick Stone

NNKQuotes was built to make getting insurance quotes simple, fast, and effective — without sacrificing personalized service.

I’m Patrick Stone, a licensed insurance agent helping drivers, homeowners, families, and small businesses across Virginia and Maryland compare coverage options and make confident insurance decisions. My team and I here at NNKQuotes is designed for people who want clear answers, competitive pricing, and a straightforward quoting experience, whether you’re reviewing coverage or purchasing insurance for the first time. As a licensed agent serving Virginia and Maryland, I’ll make sure your quote and coverage options are accurate for your state and situation.

May marks Disability Insurance Awareness Month, highlighting the importance of income protection across Virginia’s Northern Neck and beyond. Disability insurance provides financial security by replacing a portion of your income if you’re unable to work due to injury or illness. Even healthy, working professionals face a real risk of unexpected disability during their careers. Exploring disability insurance options now can help safeguard your financial future. Get a fast, competitive quote today and stay protected year-round.

Insurance isn’t one-size-fits-all. That’s why I focus on understanding what matters most to you — your vehicle, your home, your income, or your business — and matching you with coverage that fits your needs and budget. From auto insurance and homeowners insurance to life and business coverage, my goal is to help you get the protection you need without unnecessary complexity. We’ll ask a few quick questions to understand what you’re protecting, what matters most, and the budget you’re aiming for. Then we’ll walk you through several coverage options and price points we can offer, so you can choose the one that fits your needs with confidence.

Life insurance is one of the simplest ways to protect the people who depend on you. It can help replace income, cover a debt or rent, and handle everyday bills if something unexpected happens. It can also help with funeral costs and reduce financial stress during a difficult time. I’ll help you compare options and choose coverage that fits your goals and budget—without pressure or confusion. If it’s been a while since you reviewed coverage, this is a great time to take a fresh look.

NNKQuotes serves customers throughout Virginia and Maryland, offering the convenience of online quoting combined with the reassurance of working with a real, knowledgeable agent. When you request a quote, you’re not sent into a call center — you’re working directly with someone who understands the coverage and is committed to helping you move forward with confidence. If you’re requesting a quote, you can expect us to ask for basics like your name and date of birth, the address to be insured, driver and vehicle details (VIN if available), and any current policy information so we can match coverage accurately. We work to return most quote requests within 24 hours, and we’ll follow up if we need any additional details to make it accurate.

If you ever have a claim or a coverage question, you’ll have a real agent to call—someone who knows your policy and can help you navigate the next steps